How to Apply

Please watch both videos before starting your online application or contacting the Habitat office for questions.

Step 1: Applicant Orientation

Watch the applicant orientation video, which answers many frequently asked questions about the application process.

00:00 Introduction

00:15 Mission Statement

00:30 Partnership Housing Model

01:15 Qualifications for the Program

01:34 What is a First-time Homebuyer

01:54 What does “live independently” mean?

02:14 Financial Commitment of a Habitat Home

02:35 Purpose of Homeownership Program

02:53 How Homeowners are Selected

03:02 Ability to Pay

03:25 Income Guidelines

04:08 Debt to Income Ratio (DTI)

05:43 Need for Housing

06:14 Willingness to Partner

06:24 Sweat Equity

07:11 Homeowner Education

07:53 New Construction Habitat Homes

08:12 Where & When We Build Homes

08:32 Cost of Habitat Homes

09:09 Application Process Info

10:06 Email us with Questions

Step 2: Online Application Instructions

Watch the online application instructions video, which shows you step by step how to submit the online application.

00:00 Introduction

00:10 Create Your Account

01:00 Begin Your Application

01:41 Address History

02:30 Military Service

02:46 Employment History

04:10 Other Income Sources

04:39 Declarations

05:00 Demographics

05:36 Housing Counseling

05:48 Language Preferences

06:00 Review Your Info

06:30 Co-Borrower / Co-Applicant

07:36 Assets

08:11 Data Security

08:42 Liabilities

09:41 Real Estate

10:15 Review & Submit Your Application

10:28 Consent to the Credit Check

11:02 Deadline to Complete Application

11:16 Document Portal

11:49 Declaring Documents Not Applicable

12:13 Uploading a Document File

12:59 Need for Housing Form

14:30 Pending Documents

14:42 Owed & Rejected Documents

15:10 Paying the Credit Report Fee

16:16 List of Documents to Provide

20:18 Email us with Questions

20:29 Deadline to Complete Application

Step 3: Start the Online Application

If you would like a paper application, you can print one by clicking here OR pick up a copy at our office starting on Monday, March 11. Our office is located at 1625 Spring Road SE, Smyrna, GA 30080. Our office hours are 8:00am – 4:30pm.

The deadline to submit the application is Friday, March 29 at 4:30pm. Mailed applications must be postmarked no later than Friday, March 29.

Frequently Asked Questions

When all documents have been submitted, we receive a notification to review the application. By law, we have 30 days to respond. After we review your application, we will reach out to you with the next steps.

After we review your application and verify that you meet the minimum qualifications, we will e-mail you a link to pay the credit report fee.

Please watch both videos before contacting Habitat for help!

The best way to get help is to email apply@habitatnwma.org with your questions.

You can also call Felicia Alingu at 470-500-6753. We are receiving a high volume of calls and the voicemail box quickly fills up. We will do our best to respond to all voicemails in a timely manner.

If you fill out a paper application, it must be dropped off or mailed to our office by Friday, March 29 at 4:30pm. Mailed applications must be postmarked no later than Friday, March 29. Please place your applications and all supporting documents in a folder with your name on it.

1625 Spring Road SE, Smyrna, GA 30080

Hours: Monday to Friday, 8:00am to 4:30pm

After business hours: Place the folder in the “Payment Drop Box” at the front door.

You can bring copies of all your documents to our office before Friday, March 29 at 4:30pm. Please place your documents in a folder with your name on it.

1625 Spring Road SE, Smyrna, GA 30080

Hours: Monday to Friday, 8:00am to 4:30pm

After business hours: Place the folder in the “Payment Drop Box” at the front door.